How to Get Your Switzerland Pension Statement

Extrait du compte individuel (CI / IK-Auszug) · ZAS / CdC / FSIO

Step-by-step instructions to retrieve your certified statutory insurance and contribution record from Centrale de compensation (CdC) / Zentrale Ausgleichsstelle (ZAS) (ZAS / CdC / FSIO). Under European Regulation (EC) No 883/2004, this statement is the official proof required to totalize your working years across member states.

Official Administering Portal: Swiss Compensation Office (CdC) & Cantonal Ausgleichskassen →

View Switzerland Statutory Retirement Rules →

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What to Have Ready

Swiss AHV/AVS Number (13 digits, starting with 756.xxxx.xxxx.xx)
Copy of valid passport or national identity card
List of Swiss employers and work cantons

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Digital Identity Required

SwissID or online request form with national ID scan

💡 Expats without domestic ID: See the dedicated workaround section below to request by post or through consular services.

5-Step Retrieval Walkthrough

Follow these steps on the live official portal to download your statement.

5 Steps

Access the Official Swiss AHV/AVS Portal

Open zas.admin.ch (Centrale de compensation) or ahv-iv.ch (the official information portal for Swiss social security).

Select Order Individual Account Statement

Choose 'Extrait de compte individuel (CI)' / 'Kontoauszug (IK)'. If you reside outside Switzerland, your application is processed directly by the Swiss Compensation Office (CdC) in Geneva.

Complete the Online Application Form

Provide your 13-digit AHV number, personal details, current foreign address, and the names of your Swiss employers.

Upload Identity Document

Attach a clear scan or photograph of your passport or national identity card to satisfy Swiss data protection verification.

Receive Official IK-Auszug

The CdC in Geneva will process your record and deliver the certified Extrait CI to your address abroad or via a secure download link.

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How to Get Your Swiss Statement from Abroad (Expat Best Practices)

Expats living abroad frequently get blocked because the portal demands a domestic tax code, local SMS number, or domestic digital identity. Here are the validated, legal workarounds:

**Swiss Compensation Office in Geneva**: All non-residents are served centrally by the Centrale de Compensation (CdC / ZAS), Av. Edmond-Vaucher 18, 1211 Genève 28.

**Multiple Accounts Consolidation**: If you worked in multiple cantons, requesting an extrait CI automatically consolidates records across all cantonal Ausgleichskassen into one unified master statement.

**Phone Contact**: Call the Swiss Compensation Office international division at +41 58 461 91 11.

**Pillar 2 (BVG/LPP) Freizügigkeitskonto**: Note that state AHV/AVS Pillar 1 statements do NOT include your company pension (Pillar 2). For lost Pillar 2 funds, contact the Central 2nd Pillar Foundation (sfbvg.ch).

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How This Feeds into Your EU Cross-Border Pension

Under the EU-Switzerland Free Movement of Persons Agreement (FMPA), Regulation (EC) No 883/2004 applies fully to Switzerland. You only need 1 year of Swiss contributions to qualify for a Swiss pension, which will be calculated on a pro-rata basis and paid anywhere in the EU without reduction.

🔍 Common Gaps to Check: Contributions from international organizations in Geneva or temporary seasonal permits (*permis B/L*) are sometimes unlinked if the AHV number changed from the old 11-digit format to the 13-digit format.

🚀 Free Statutory Simulation

Already have your Switzerland contribution statement?

Enter your accumulated years and discover your exact theoretical and pro-rata monthly pension under EU Regulation 883/2004.

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Need Statements from Other European Countries?

Select another state where you have lived or worked to view its official statement retrieval guide:

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