Privacy Policy

At OurExpatPension.com, we prioritize your privacy and comply with the General Data Protection Regulation (GDPR). This policy outlines how we handle your data.

1. Data We Collect and How We Use It

Simulation Data: The career histories, dates of birth, and salaries you enter into our calculator are processed ephemerally (in volatile memory) to generate your actuarial pension report. We do not store this data in persistent databases after your session expires.

Payment Data: We do not collect or store your credit card information. All payment processing is securely handled by our PCI-DSS compliant partner, Stripe, Inc. Please refer to Stripe's Privacy Policy for details on how they process your financial data.

2. Cookies and Tracking Technologies

We use only essential cookies strictly necessary to maintain your session and ensure website security (via Cloudflare). Our platform is 100% ad-free and tracker-free across all tiers; we do not use third-party advertising cookies or cross-site tracking scripts.

3. Third-Party Services

We share necessary data with selected third parties solely to operate our service:

• Stripe: For payment processing and invoice generation.
• Cloudflare: For DNS routing, security, and DDoS protection.

4. Your GDPR Rights

If you reside in the European Economic Area (EEA), you have the right to access, rectify, or erase any personal data we may hold, as well as the right to data portability and the right to object to processing. To exercise these rights, please contact our support team.

5. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact our data protection officer via the official support channels provided on our website.